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Get a prepaid credit card and online checking account. Stop paying check cashing fees and help your fix bad credit with a debit card paycheck direct deposit account using free Credit Builder services. Find out how..

The perfect alternative to a checking account


HSBC Direct is committed to helping you reach your savings goals. Our high-yield online-only products-the Online Savings Account, Online Payment Account and Online CD Account-are the new ways to make the most of your money. And though we don't have branches, we're part of HSBC Bank USA, N.A., which has close to 450 branches in the U.S., and HSBC Group, with more than 10,000 offices worldwide. It's one of the largest financial companies in the world. Apply Now!

HSBC Direct 3.25%


3.30% APY1 PLUS free, one-click transfers to and from any institution Over 8X the national average APY3 No minimums. No account fees. More...



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